Copilot pricing
Every Copilot plan, 8 in all, with what it costs, what it includes and its usage limits in Microsoft's own words. Checked against microsoft.com and its help pages.
Checked dailyVendor pages onlyUS prices
Get Copilot price alerts
One short email when Copilot (or another AI plan) changes its price or limits.
The Copilot price ladder
Plans for individuals, by monthly price. Click a plan to see what it includes.
| Chatbot | Free | Under $15 | $15 to $30 | $30 to $150 | Over $150 |
|---|---|---|---|---|---|
| Copilot | Free | Microsoft 365 Personal$9.99/mo, $8.33 yearlyMicrosoft 365 Family$12.99/mo, $10.83 yearly | Microsoft 365 Premium$19.99/mo, $16.67 yearly | Microsoft 365 Pro$99.99/mo | None |
Every Copilot plan
Blue means included, amber means limited, grey means not included or not stated by the company.
Free
No subscription needed
Microsoft's free Copilot app for general questions, writing help, web answers and image creation. Microsoft pitches it at people trying AI for the first time.
- Chat with AI for help with writing, brainstorming, summarizing, and more
- Get real-time answers based on web search
- Create images, upload files and more, subject to available capacity and limits
- Use Copilot in Edge for webpage summarization and insights
- Chat history, longer conversations and voice interactions when signed in
- Deep researchNo
- AgentsNo
- Image creationLimited
- Video creationNot stated
- Scheduled tasksNo
- MemoryYes
- Voice chatYes
- App connectorsYes
- Chats not used for training by defaultYes
Usage limits, in Microsoft's words
"Microsoft offers a limited free version of Copilot subject to available capacity and limits. When you hit a limit, you can choose to upgrade to a paid option or come back later."
Billing details
Free with a personal Microsoft account, Google or Apple sign-in. You can use it without signing in, but chat history, image creation, longer conversations and voice need a sign-in. Users without a Microsoft 365 subscription may see ads.
Checked Oct 19 on support.microsoft.commicrosoft.com
Microsoft 365 Personal
/month
or $8.33/month billed yearly
For one person. Word, Excel, PowerPoint, Outlook and OneNote with Copilot built in, plus more Copilot usage than the free tier.
- For 1 person, sign into 5 devices at once
- 1 TB of secure cloud storage
- Word, Excel, PowerPoint, Outlook and OneNote desktop apps with Microsoft Copilot
- Advanced Copilot chat with higher usage than free
- Higher usage than free for AI image creation in Copilot
- Deep researchNo
- AgentsNo
- Image creationYes
- Video creationNot stated
- Scheduled tasksNo
- MemoryYes
- Voice chatYes
- App connectorsYes
- Chats not used for training by defaultYes
Usage limits, in Microsoft's words
"Some of these features have limits to the number of times they can be used within a specific time period while others require the use of AI credits." The per-plan table gives Personal: Chat, Deep reasoning and Pages at Extensive usage; Audio Overview, Voice, Vision and Image gen at Standard usage; Researcher, Analyst and Cowork "Not available".
Billing details
$9.99/month billed monthly, or $99.99/year billed yearly (about $8.33/month). Microsoft says "Save $19.89 with a yearly plan". 1-month free trial.
Checked Oct 19 on microsoft.comsupport.microsoft.com
Microsoft 365 Family
/month
or $10.83/month billed yearly
Personal's benefits for a household of up to 6. Copilot features stay with the subscription owner only.
- Everything in Microsoft 365 Personal
- For 1 to 6 people (AI for subscription owner only)
- Each person can use on up to 5 devices simultaneously
- 2 TB of shared, secure cloud storage
- Advanced Copilot chat with higher usage than free
- Deep researchNo
- AgentsNo
- Image creationYes
- Video creationNot stated
- Scheduled tasksNo
- MemoryYes
- Voice chatYes
- App connectorsYes
- Chats not used for training by defaultYes
Usage limits, in Microsoft's words
Same AI limits as Personal: Researcher, Analyst and Cowork "Not available"; Voice, Vision and Image gen at "Standard usage". "AI features included in Microsoft 365 Family, Microsoft 365 Premium, and Microsoft 365 Pro plans are only available to the subscription owner and cannot be shared with others."
Billing details
$12.99/month billed monthly, or $129.99/year billed yearly (about $10.83/month). Microsoft says "Save $25.89 with a yearly plan". Apps and storage can be shared with up to 6 people, but AI is for the subscription owner only.
Checked Oct 19 on microsoft.comsupport.microsoft.com
Microsoft 365 Premium
/month
or $16.67/month billed yearly
Microsoft calls it "the ultimate AI and productivity plan for ambitious professionals". It adds extensive Copilot usage plus the Researcher, Analyst and Cowork agents, for 1 to 6 people.
- Everything in Microsoft 365 Family (1 to 6 people, 2 TB shared storage)
- Advanced Copilot chat with extensive usage
- Agentic AI features that get things done for you, including advanced research and analytics
- Access to Copilot features currently exclusive to Premium & Pro
- Extensive usage for AI image creation in Copilot
- Deep researchYes
- AgentsYes
- Image creationYes
- Video creationNot stated
- Scheduled tasksYes
- MemoryYes
- Voice chatYes
- App connectorsYes
- Chats not used for training by defaultYes
Usage limits, in Microsoft's words
Per-plan table for Premium: Chat, Deep reasoning, Pages, Audio Overview, Image gen, Researcher, Analyst and Cowork (in preview) at "Extensive usage"; Voice and Vision at "More usage". "Limits may vary based on the feature, entry point, and system conditions."
Billing details
$19.99/month billed monthly, or $199.99/year billed yearly (about $16.67/month). Microsoft says "Save $39.89 with a yearly plan". 1-month free trial. This is the plan Microsoft now sells in place of Copilot Pro.
Checked Oct 19 on microsoft.comsupport.microsoft.com
Microsoft 365 Pro
/month
Monthly billing only
The top individual plan, for 1 to 6 people, with Microsoft's highest Copilot usage limits, including agentic AI, plus 5 TB of shared storage.
- Everything in Microsoft 365 Premium
- 5 TB of shared, secure cloud storage
- Advanced Copilot chat with highest usage
- Highest usage for agentic AI that gets things done for you including advanced research and analytics
- Highest usage for visual AI assistance from your screen or camera
- Deep researchYes
- AgentsYes
- Image creationYes
- Video creationNot stated
- Scheduled tasksYes
- MemoryYes
- Voice chatYes
- App connectorsYes
- Chats not used for training by defaultYes
Usage limits, in Microsoft's words
Per-plan table for Pro: Voice and Vision at "Highest usage"; Chat, Deep reasoning, Pages, Audio Overview, Image gen, Researcher, Analyst and Cowork (in preview) at "Extensive usage". "If you already have a Microsoft 365 Personal, Family, or Premium plan, you can switch to Microsoft 365 Pro to access the highest usage limits available."
Billing details
$99.99/month. "Monthly billing only." No annual option is shown and no free trial is listed. This is a new top tier, not on the original list.
Checked Oct 19 on microsoft.comsupport.microsoft.com
Chat for work
Contact sales for a quote
The baseline secure, web-grounded AI chat that comes with eligible work and school Microsoft 365 plans, with enterprise data protection.
- Use secure, web-grounded AI chat powered by the latest large language models
- Get Copilot in select Microsoft 365 apps (includes Outlook and the Microsoft Copilot app)
- Access and use agents, priced on a metered basis
- Agent creation using Agent Builder and Copilot Studio
- Memory and personalization
- Deep researchNo
- AgentsLimited
- Image creationYes
- Video creationNot stated
- Scheduled tasksNo
- MemoryYes
- Voice chatLimited
- App connectorsLimited
- Chats not used for training by defaultYes
Usage limits, in Microsoft's words
"Standard access: Users without a Microsoft Copilot license have standard access to Copilot capabilities, which is subject to service capacity and may vary throughout the day." Voice: "10 mins/day for Copilot Chat users". Notebooks: "Copilot Chat users have limited sources per notebook, access to standard sources only, and standard access to chat". Search: "Only basic search (not semantically indexed) is included for Copilot Chat users".
Billing details
No extra cost for users signed in with a Microsoft Entra work or school account on an eligible Microsoft 365 plan (Business Basic/Standard/Premium, E3/E5/E7, F1/F3, A and G plans, Teams Essentials/Enterprise, Office 365 E/F/G plans). Agents and Copilot connectors are metered, and "An Azure subscription is required to use agents."
Checked Oct 19 on microsoft.comlearn.microsoft.com
Business add-on
/user/month
or $21/user/month billed yearly
The Copilot add-on for small and midsize businesses (up to 300 users) on Microsoft 365 Business plans. Adds Copilot in the apps, Work IQ grounding and the Researcher and Analyst agents.
- Microsoft Copilot in apps such as Word, Excel, PowerPoint, Outlook, and Microsoft Teams
- AI-powered chat powered by Work IQ
- Reasoning AI for research and data analysis
- Pre-built Microsoft agents, including Researcher, Analyst, and Facilitator
- Analytics to measure adoption, usage, and business impact
- Deep researchYes
- AgentsYes
- Image creationYes
- Video creationNot stated
- Scheduled tasksYes
- MemoryYes
- Voice chatYes
- App connectorsYes
- Chats not used for training by defaultYes
Usage limits, in Microsoft's words
Copilot Cowork: "Metered". Agent usage limits come from the Copilot Studio licensing guide ("Does not include cost of API calls, including Work IQ API calls."). Priority access to models during peak times.
Billing details
$25.20 user/month on a monthly subscription. List price $21.00 user/month paid yearly on an annual subscription. Promo between July 1 and December 31, 2026: $18.00 user/month paid yearly, or $18.90 paid monthly on an annual commitment, first year only. For up to 300 users, and only as an add-on to an eligible Business plan. Bundles: Business Standard with Copilot $23.50 user/month paid yearly ($28.20 monthly); Business Premium with Copilot $32.00 paid yearly ($38.40 monthly).
Checked Oct 19 on microsoft.comsupport.microsoft.com
Microsoft 365 Copilot add-on
/user/month
or $30/user/month billed yearly
The enterprise Copilot license added on top of Microsoft 365: Copilot in Teams and the Office apps, Work IQ grounding in company data, and pre-built and custom agents.
- Everything in Copilot Chat
- Get AI chat powered by Work IQ
- Access Copilot in apps such as Microsoft Teams, Outlook, Word, PowerPoint, and Excel
- Pre-built Microsoft agents, including Researcher, Analyst, and Facilitator
- Create and use agents with Copilot Studio (Copilot Chat or Standard harness)
- Deep researchYes
- AgentsYes
- Image creationYes
- Video creationNot stated
- Scheduled tasksYes
- MemoryYes
- Voice chatYes
- App connectorsYes
- Chats not used for training by defaultYes
Usage limits, in Microsoft's words
Copilot Cowork: "Access to Cowork requires a Microsoft 365 license; all Cowork usage is metered." Voice: "60 mins/day for Microsoft 365 Copilot users." Priority access is "subject to service availability."
Billing details
$30.00 user/month paid yearly, or $31.50 user/month paid monthly. Both require an annual commitment and auto-renew. No month-to-month term is shown. Requires a qualifying Microsoft 365/Office 365 plan; Microsoft 365 E7 already includes it. "Prices shown are for marketing purposes only and may not reflect the actual list price due to currency, country, and regional variant factors."
Checked Oct 19 on microsoft.comlearn.microsoft.com
No plans match.
What changed recently
Plan and price changes, newest first, each linked to the company's own announcement or help page.
- Aug 18, 2026CopilotDeep Research started retiring in the consumer Copilot app. Source
- Aug 1, 2026CopilotSupport for existing Copilot Pro subscriptions ended. Microsoft now sells Microsoft 365 Premium instead. Source
- Jul 1, 2026CopilotMicrosoft 365 Copilot Business promotion: $18 a user a month paid yearly, first year only, through December 31, 2026. Source
Where Microsoft's own pages disagree
We found these while checking. Until the pages agree, assume the less generous version.
- CopilotMicrosoft 365 Premium's agent features: the Copilot pricing page says "limited usage", while the AI credits page says "extensive usage". Pages: microsoft.com, support.microsoft.com
How we check
Every price and feature comes from the company's own pricing page, help center or release notes, never from other sites. A routine re-reads those pages every day; when something changes we update the plan, date it and add it to the list above. Prices are US list prices in US dollars, before tax, on monthly billing unless a yearly price is shown.
Nobody pays to be on this page. See every company side by side on our AI chatbot pricing comparison.
Please note: prices, limits and features change often and can differ by country, so confirm them on the company's own site before you buy. This page is for information only. HOW TO // AI is independent and is not affiliated with or endorsed by OpenAI, Anthropic, Google, Microsoft or Perplexity. Product names and logos are trademarks of their owners and are shown only to identify their products.
Which Copilot plan should you get?
- Microsoft Copilot (free) covers chat, web answers and image creation, subject to capacity limits. You may see ads if you don’t have Microsoft 365.
- Microsoft 365 Personal ($9.99 a month, or $99.99 a year) adds the Office apps with Copilot built in and more Copilot usage than free, for one person with 1 TB of storage.
- Microsoft 365 Family ($12.99 a month, or $129.99 a year) covers up to six people and 2 TB, but the AI features are for the subscription owner only.
- Microsoft 365 Premium ($19.99 a month, or $199.99 a year) adds extensive Copilot usage and the Researcher, Analyst and Cowork agents. It replaced Copilot Pro, which Microsoft no longer sells.
- Microsoft 365 Pro ($99.99 a month, monthly only) has Microsoft’s highest Copilot limits and 5 TB of storage.
- For work, Copilot Chat comes free with eligible Microsoft 365 work plans. The Copilot Business add-on is $21 a user a month billed yearly (with a promotion through December 31, 2026), and Microsoft 365 Copilot for enterprises is $30 billed yearly.
Every AI company side by side is in AI chatbot pricing compared.
Frequently asked questions
Is Copilot Pro still available?
No. Microsoft no longer sells Copilot Pro and points subscribers to Microsoft 365 Premium, which costs $19.99 a month.
How much is Microsoft 365 Premium?
Microsoft 365 Premium is $19.99 a month or $199.99 a year in the US, for up to six people, with extensive Copilot usage for the subscription owner.
Is Microsoft Copilot free?
Yes. Microsoft offers a free version of Copilot with chat, web answers and image creation, subject to capacity and limits.
How much does Microsoft 365 Copilot cost for business?
The Copilot Business add-on for up to 300 users is $21 a user a month billed yearly, or $25.20 on a monthly subscription. Microsoft 365 Copilot for enterprises is $30 a user a month billed yearly.